Tuesday 25 December 2018

Expand Your Travel Business by Integrating an Online Travel Merchant Accounts

Any kind of online businesses requires a merchant account to grow the business. The online travel business is one of the leading domains that is concurring the e-commerce platform. This is possible only due to the merchant account that allows the agencies to book a flight, train and bus tickets in just one click. The online travel business requires specific bank account that can hold funds paid from the credit cards, debit cards; online banking etc means any kind of online payment method.

The travel agency requires specific kind of software that acts as an interface between the POS and payment portal. When the customer makes a payment using the debit or credit card, money currently debited from the customer’s account and credited to travel business merchant account. From that account, the money can be transferred to the normal business account using the standard transfer protocol.

The perfect merchant account can make the transaction easier at a most critical moment. In travel businesses, travel management of the transportation, different location, and people are critical elements. For financial transactions, a travel merchant account is the best solution.

How does this merchant account work?

Booking of flights, buses, trains, hotels, etc. through an online travel business has been increased and due to this, the number of transaction has been increased. Often, online business does not get the merchant account from the bank so easily but travel software definitely needs a payment gateway for its survival to send payment worldwide.

Through the merchant account, a business can accept all the credit cards worldwide, moreover, it works in real-time, reduces the deposit time, protects from the inadequate fund transfer etc. most of the bank suggests the online travel business for the direct merchant account for the same benefits.

Monday 19 November 2018

The Growing Attraction of Online Casino Games and the Need of Merchant Account


The attraction of online casino games is thriving on the internet, one do not require traveling to casino for participating in casino games. Online casino games is increasing fame of pokers as well as it added the status of online casino gaming sites, with the emerge of online casino games. It was very simple for people to play at these casino games online and they are becoming popular rapidly. This is the core reason merchants need a strong payment processor to accept payments. Casino industry falls under high-risk business category thus need a high-risk merchant account which allows the casino owners to accept high-volume of credit card and debit transaction. By availing casino merchant account, merchants are giving seamless payment solutions to the customers that will allow growing the business internationally.

Online casino games is very popular and gives you so much of fun that will add best experience to enjoy these online games. Casino games is the most clearable games in the world, and about 70% of people around the world are playing online casino games.

There are many merchants who are opting for online casino games sites and give precise experience. Nowadays traditional casino games seems to get online casino sites and will discover high growth of business.

Casino online gives you access to a lot of gambling sites on the internet. Minors are not allowed to access of these online casino games, If you're 21 the legal age to access online casino games then you are ready to start with the online casino games. You should know that playing at any online casino site brings about many advantages for the players. With the growing attraction of online casino games this industry face high risk of frauds and chargebacks. For surviving in online casino industry one need to generate high revenue from sales.

If you are online, casino business does not have casino merchant account, than you are missing high business sales. Getting a merchant solution for casino allows you to accept credit and debit cards seamlessly, thus gives you higher sales and profit.

Online casino merchant account solutions are available with Radiant Pay to all size casinos. Our company specialization is in providing best merchant account facilities to our local as well as offshore customers with high-risk management.

Saturday 10 November 2018

What are the Benefits of Crypto-Currency Merchant Account?


The new concept of cryptocurrency trading is becoming popular among merchants. Being trading in cryptocurrency is very beneficial and gives you extra-ordinary benefits. Introduced by Satoshi Nakamoto as a side product became a hit.

The medium of exchange currency used in the block chain created and stored. This is done through encryption techniques in order to control the creation and verification of the currency executed. Bitcoin was the first cryptocurrency which came into reality.

Cryptocurrency is now being running the virtual world, the complete process of the virtual transaction is run on a database and the identity of the real person cannot be determined also, there is no centralized authority which governs the trading of cryptocurrency.

Cryptocurrency is a type of digital money which runs on coding techniques. It is based on a peer-to-peer control system. Let us now understand how one can be benefitted by trading in this market; you can accept crypto currency payments with Merchant Account Solutions offered by Radiant Pay.
When You Simply Have Crypto Currency Merchant Account, you probably eliminates the risk of Fraud and Chargebacks.

Cannot be retreated or fake: Though many people can deny this that online transactions are done are permanent, but in the crypto merchant account  best thing about cryptocurrencies is that once the transaction is completed and confirm, a new block gets added to the block chain and then the transaction cannot be copied. You become the owner of that block and your transaction remains safe and secure.

Online transactions: Suitable for everyone sitting in any part of the world to process the transaction, in cryptocurrency merchant account solutions it eases the speed of transaction as compared to other real time processing where a merchant or buyer needs third party confirmation to buy and product and services. In Crypto Trading, you only need a computer and a prospective buyer or seller in case of cryptocurrency. This concept is easy, speedy and filled with the prospects of ROI.

The fee is low per transaction: There is low or no fee taken by the miners during the transactions as this is taken care of by the network.

Accept cryptocurrency payments on your website or stores wherever you need it. Create merchant account for Crypto Payments with Radiant Pay.

Wednesday 26 September 2018

ACH and Check Processing - A little Info to Checkout


ACH payment an electronic payment system made through Automated Clearing House network. ACH is a secure method of transferring payments without errors, fast and time-saving. The Layman’s term defines ACH payment processing an electronic transfer of money between two accounts without the physical movement and paperwork. There are many typical uses of ACH Payments, as paying fees, bill payments, transacting funds from one bank account to another. Using ACH Payment processing solutions is eco-friendly because natural resources like paper or fule are hardly used to complete the transaction. All the transactions are made is being electronic.

The blog lists top Benefits of ACH and Check Processing for Merchants

·         It eliminates the heavy deposit fees and NFS return fees on those check not clearing. Radically reduces the banking fees.

·         All the checks processed and returned electronically are charged with little transaction fees.

·         Electronic fund transfers are processed in 1-2 business days. Fater transaction leads to faster NFS notification.

·         Fastest settlement of payments, checks are processed ahead of the paper item and cleared or precluded faster.

·         Saves money virtually eliminates the cost associated with preparing an electronic invoice.

·         ACH Payment Processing reduces the overhead costs. It is less costly and charges a flat fee per transaction of total sales.

·         The easy settlement the system matches the paid checks and list those checks that did not clear. All the NSF checks can be automatically resubmitted.

While accepting e-checks both the merchants and customers save money as the processing fee for e-checks is too lower than other types of online payment processing systems. Accepting card payments also include transaction fees this can be avoided with ACH Payments by the customers.

Radiant Pay specializes in ACH and Check Processing helping small and biggie industries to reduces the overheads cost and increase the sales with our tailor-made electronic payment processing solutions.

Monday 3 September 2018

Forex Merchant Accounts in London

Before understanding the Forex servicing, let us understand what Forex means? It refers to the exchange of foreign currencies all over the world. There is no centralized market in the world for this kind of trade yet it is considered as biggest and liquid market in the world. Wherever there is a trade of two currencies, there is the FOREX market, open for 24 hours.

This market of service exists to ease the trade and investment between two different countries. Its primary trading centers are Paris, London, Tokyo, New York, Sydney, Singapore, Frankfurt, and Zurich. All the level of trading from the central bank to the speculators trade the currencies with one another.

Why forex servicing? Without the forex servicing, the investments and trade world be obstructed because many currencies flourish along with the U.S. dollar, Pound, Euro, and other major currencies in the world. Many service providers provide currencies from different countries along with the traveler cheque, foreign travel cards, card to remittance, and other facilities.

Most of the banks provide Visa cards for transactions and exchange needs in different countries. Whether you are a traveler, student, and a businessman that remits money for business, the service providers offer the efficient and prompt solution.

Forex services The service providers offer the easy and safe access of the FOREX products and services that includes the secure transfer of money overseas through an online transaction or remittance service. Other services are travel card that can be loaded with global currencies such as USD, CAD, EURO, NZD etc along with internet banking facility.

Through this service, a traveler can carry various denominations of currencies overseas to meet expenses. Moreover, the money transfer can be done through the wire transfer or through the foreign currency demand draft. The FOREX servicing has eased the traveling abroad for all people.

Tuesday 7 August 2018

Online Banking Payment UK

As graph of online shopping is continuously increasing without even a single fall so, every business is setting up online way to accept payments through the online banking system in order to capture more sales, to be successful and to attracts more consumers.

Businesses need to incorporate streamlined online payment processing as they can’t deny the fact of number of advantages online payment processing is proving. One of the major advantages is now no more customers need their cards to pay and some of the other advantages of online banking payment are:-

Quick payment - Accepting online payment provides instant notification of each and every transaction that assures customer about their transactions.

No geographical barriers - Having no geographical barrier helps to get more customer as it leads to anywhere everywhere which acts as the biggest advantage for companies.

More security - Customers will be in the comfort zone only when the transaction will be secure and online banking payments has a password, OTP options which automatically reduces the chance of fraud.

Automation process - Gateway automation process substitute complex task with the simple way by an innovative approach.

With online bank payment, European Union region is making it essential for every business to ensure online banking payment and it’s security in everyday transactions as it elevates customer satisfaction. Since it allows the customer to pay just with one click.

Thursday 19 April 2018

Online Casino Merchant Account

The oldest form of entertainment is gambling and people used to play in their free time. Now, it has become a way to earn money not only offline but also online. Casinos have become more modern and
elaborated than traditional form being global. People now gamble from anywhere online and it is the root cause of starting casino websites. As people play in Las Vegas Casinos, here is the same ruler but only difference in payment mode by using credit and debit card. Due to use of digital money, the use of gambling websites have increased and this lead to casino merchant account.

What is casino merchant account?
If you are in partner with casino merchant account provider—then your business is supported in all way. This merchant account is for huge amount transfer through credit card transaction every month. It manages the risk to business and helps in business. With the help on this account, a business can process credit/debit card payments through the reliable payment gateway in a choice of bank.
Moreover, multiple currencies can also be accessed, it offers security from fraud, and provide an anti-fraud tool.


Benefits of having casino merchant account
• Safe transaction and option for payment processing
• Protect against credit card fraud and online scam with a proper software tool
• Major cards processing and payment deposit
• Some casino merchant account provider offers cost effective and real-time processing solution for offshore merchants to save both money and time
• Secure SSL encrypted server for fraud and online theft protection
• Accept currencies of allover world
• Merchant can view their transaction history through online reporting facility
Casino merchant account holder can add a online shopping cart on the website for their customers
• 24*7 customer care service is available for customers

Sunday 25 February 2018

want to power up your processing in accepting payments

The online business owners need the perfect solution for the transaction purpose. If you are looking for the great payment solution, we are the perfect choice for you. We provide the tips and tricks to make the transaction in a simple way without any hassle. We know the way to boost up the processing performance of the transaction. It is an important service for every business owners in the world of the online payment. The online is convenient choice for all the people to do the transaction quickly without any delay.

You can make the right decision before using the using the company for boost up the payment processing. This one involved several things that everyone must understand. We handle different transactions from the different channels. This is a beneficial option for the people to utilize the best services with us. We have blessed to provide the right services at the right time to the right customer.

Get the processing details:

It is advised for the people to get the perfect details about the payment processing. The users must set up the correct payment processing. In order to improve the payment processing, you must avoid the chargebacks and disputes. We make the transaction very smoothly and you don’t need to spend enough money for our services. You can just call us for this service and get it quickly at the possible time.

We offer the credit products to improve the processing. We give the full access to the customer to use the credit. You can get the financial offers with us that give more purchasing power. This is very helpful for enhancing the drive sale and purchase value. We provide the complete details of sales fund upfront within a minute. You can get the enticing offers for using the special financial system.

Tuesday 30 January 2018

Payment Gateway - Essential Checklist Before Integrating

A payment gateway is essential for any business owner that needs to accept online payments from customers. Without a gateway application, securely requesting online payments from purchasers and clients will become impossible. The gateway performs certain functions like verifying the billing information of the customer, verifies the funds of the payment method of the customer and most importantly ensures that the payment owed to you reaches you safely. While the payment gateway application is necessary, there are certain points that you need to check out before integrating.


Typically there are two categories of payment gateway options you can choose from. There is the modern payment gateway option and the classic payment gateway option. Depending on your use and personal requirements, you can analysis the various benefits of both and opt for the one that suits your needs.

Modern Payment Gateway
In the recent past, in order for one to be able to accept credit card and debit card payments online, it was essential that he or she had a merchant bank account. Accepting payments without merchant bank accounts wasn’t possible. However, with the introduction of the modern payment gateway option, you no longer need to have a merchant bank account to accept payments. Credit card payments can be accepted with just a regular banking account. Further, modern payment gateways charge a payment fee that is larger in amount than the classic payment gateways. Customers will also be redirected to another page in order to make payments.

Classic Gateway Payment
The classic gateway payment method is the old school method of online payment acceptance. In this method having a merchant bank account is essential. Without the merchant bank account you will not be able to accept any online payments through debit and credit cards.

The payment fees charged for classic gateway payments is much more than that charged for modern payment gateways.